French wealth transfer is very burdensome. Expatriation, "donation trans-générationnelle avec réincorporation" and renouncing your inheritance are little-known optimization alternatives that can complement donation of bare ownership, "assurance-vie" and business transfer.

Beware of gift tax and capital gains tax. Your monthly contribution will be limited by your salary. You'll also need to find the best account to minimizes fees plus taxes.

If you invest well from birth, at age 40 your child can expect to have in today's money: 150k euros / francs for a monthly effort of 100 - 1.5 million for an effort of 1000.